Panyamaarga Advisory

Videos

Short, no-fluff explainers on the concepts that matter most for your financial life.

5 min
Fundamentals

What is a Fee-Only Financial Adviser?

The difference between a fee-only adviser and a distributor — and why it matters more than which fund you pick.

8 min
Planning

Asset Allocation: The only decision that really matters

How you split your money across equity, debt, and gold determines 90% of your long-term outcome. Here's how to think about it.

6 min
Fundamentals

SIP demystified: what it is, what it isn't

SIP is a method of investing — not a product. Understanding this one distinction will save you from a lot of mis-selling.

7 min
Behaviour

Why behaviour beats strategy every time

The best investment plan in the world fails if you exit during a crash. A short look at why coaching yourself is the highest-return activity.

6 min
Fundamentals

Index funds vs. active funds: what the data says

30 years of data, summarised in 6 minutes. Spoiler: most active funds don't beat their benchmark after costs.

9 min
Planning

Retirement planning: start with the end in mind

How much do you actually need to retire? Walk through the key variables — inflation, corpus, and the SWR that most advisers don't mention.

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