Sample Deliverables
No surprises. See exactly what you receive as a Panyamaarga client before you commit.
Every deliverable is written in plain language, personalised to your situation, and yours to keep — regardless of whether you continue the engagement.
Financial Plan Report
Sample PDFThe core advisory deliverable
A personalised, written document covering your current financial position, goal prioritisation, asset allocation strategy, instrument recommendations, insurance adequacy, and a clear action plan. No jargon. No product brochures.
Risk Profiling Questionnaire
Sample PDFKnow your true risk tolerance before you invest
A structured questionnaire that goes beyond "are you conservative or aggressive?" — it uncovers your actual capacity for risk, your psychological tolerance for volatility, and your investment horizon. The foundation of every plan.
Investment Policy Statement (IPS)
Sample PDFYour personal investing rulebook
A written agreement between you and your adviser that defines your objectives, constraints, asset allocation bands, and rebalancing triggers. It keeps decision-making objective — especially when markets are anything but.
Annual Review Report
Sample PDFProgress check-in at the end of every year
A year-end summary of portfolio performance against goals (not against the Sensex), rebalancing actions taken, and plan updates for the coming year. Tracks what matters: are you on track for your goals?
Want to see what your plan would look like?
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